Our client suffered a head injury in an auto accident caused by a driver who didn't carry enough insurance to cover the harm.
When the at-fault driver's insurance isn't enough to cover a client's injuries, the case doesn't end there. Missouri law allows injury victims to turn to their own underinsured motorist coverage to help close that gap.
Our client suffered a head injury in the crash, and the underinsured driver's policy fell well short of what his injuries actually cost. We pursued a claim against our client's own insurance company to recover what the at-fault driver's coverage could not provide.
A settlement was reached for $250,000, helping make up the difference the underinsured driver's policy left behind.
When the at-fault driver's policy isn't enough, your own underinsured motorist coverage may fill the gap. Knowing how to pursue that coverage is essential when the other driver can't fully compensate you.
Even when you're pursuing your own policy's coverage, the insurance company is still evaluating the claim with its own interests in mind. Skilled representation matters in these claims just as much as in a claim against another driver.
The decisions you make in the days and weeks following your crash greatly impact your ability to recover fair compensation. Speak with one of our trial-ready car accident lawyers as soon as possible. Our office is proud to serve injury victims throughout Missouri and Illinois. Please feel free to contact us online or call our office directly to schedule your free consultation. We have both English- and Spanish-speaking staff ready to help you right away.