$2.25 Million Car Crash Settlement: Cervical Disc Replacement | Finney Injury Law
Car Accident · Settlement
$2.25M
$2,250,000 settlement for a client who needed a cervical disc replaced after being rear-ended on I-270.
Settlement Resolved Pre-Trial

Our client was rear-ended on I-270 on his way to work. He'd already hired one lawyer and let two weeks pass before he came to us looking for a different kind of help.

By the time he reached our office, he'd already fired his original attorney. Two weeks had gone by since the crash, and he needed a team that would take his case seriously from day one, not treat it as another file in a stack.

When we reviewed his MRI, we recognized what a lot of adjusters and even some lawyers miss on a first read: the imaging pointed to a real, structural problem in his neck, not just soreness that would fade with rest. We predicted early on that he would need some form of ongoing neck treatment, and we built the case around that prediction rather than around a quick settlement.

We recognized his injuries on the MRI and predicted he would need neck treatment, he ended up needing a disc replaced in his cervical spine.

That prediction held up. Our client ultimately underwent a cervical disc replacement, a serious surgical procedure with real recovery time and long-term implications. Once that became part of his medical picture, the question shifted from "what has this cost so far" to "what will this cost him for the rest of his life."

To answer that question credibly, we put together a life care plan grounded in his actual medical records and his treating providers' assessment of what ongoing care he would need. That plan gave the insurance company a documented, defensible picture of his future medical costs, not just a number we were asking them to accept on faith.

The case resolved for $2,250,000, a settlement that reflected both the surgery he'd already had and the care he would need for years to come.

Case Facts

How It Happened
Rear-ended on I-270 while driving to work
Injuries
Cervical spine injury requiring disc replacement
Case Strategy
Life care plan built from medical records to document future cost of care
Settlement
$2,250,000

What this case demonstrates.

It's Never Too Late to Change Lawyers

Our client had already retained one attorney before coming to us. Switching representation, even weeks after a crash, can make a meaningful difference in how a case is built and valued.

Reading an MRI Correctly Changes Everything

Recognizing the real significance of imaging results early let us anticipate the course of treatment, including surgery, well before it happened, rather than being caught off guard by it later.

A Life Care Plan Turns Future Care Into a Real Number

Serious spine injuries don't stop costing money the day a case settles. Building a life care plan from medical records let us show, in concrete terms, what this client's future care would actually cost.

Have you been hurt in a St. Louis car accident?

The decisions you make in the days and weeks following your crash greatly impact your ability to recover fair compensation. Speak with one of our trial-ready car accident lawyers as soon as possible. Our office is proud to serve injury victims throughout Missouri and Illinois. Please feel free to contact us online or call our office directly to schedule your free consultation. We have both English- and Spanish-speaking staff ready to help you right away.

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